u/Gcyrr59

Hey im new here,
I recently bought a house and i had about 40k in TFSA and FHSA. I have about 30k left in a 4.9% hight interest saving account since me and my gf just recently changed bank to RBC so we have 3 months at that rate. I wanna put back my 30k in stocks after the 3 months ends. Should i go back to my financial advisor that id average 7-11% last year or should i do it on my own and invest in wealth simple in VFV and XQQ. I feel like sp500 and nasdaq outperforms normally the 7% i had with my FA.. i know rn the stock are really high so i might wait for a little drop. I should have about 40k by the end of the summer if all goes well. I only make 50k a year as a fulltime wild land firefighter/forest ranger so it was easier to save money before i had my house that we pay 1350$ a month now. Thanks for any advice