u/GeekyCourier21

I’ve been consistently buying 100% XEQT every week and just crossed ~$45k invested. Keeping things simple has made it really easy to stay disciplined.

I’m now wondering if I should stick with 100% XEQT long-term, or add a small tech tilt (5–10%) with something like XQQ, TEC, or QQC.

I believe in long-term US tech growth, but I’m also aware of the added volatility and overlap with XEQT.

For those who’ve been in a similar position—did you stay all-in on XEQT, or add a tilt? Any regrets either way?

My gross salary is 77k if we exclude overtimes and bonuses