u/Geldharker69

I have a paid off car in my company. At the time it was an expensive 2nd hand car, bought years ago when I still was young and needed to virtue signal to attract a mate.

After paying the car off, the following costs are still dragging on:

• Maintenance costs: premium car prices unfortunately => can be lowered by going to a non-official dealer garage
• Full omnium Insurance (I think it is still calculated on catalogue price too): 2500/year
• VAA: (200+/month)

I was calculating if it was cheaper to sell current car and buy a trash car. Unfortunately, because of the depreciation of the current car + increasing prices overall of semi-fresh 2nd hand cars + disappeared deductibility of non-electric cars, it's almost a 0 sum to swap cars.

Buying a trash car privately, you can charge the km's back but frankly most of my car useage is for private use because I mostly work from home.

What do you advice?