r/BEFreelance

Hi guys,

I’m looking for some advice on what to do with the money sitting in my business account while I wait until I can pay it out through the liquidation reserve to hopefully buy a house.

For some context, I’m still living at home and living off savings from my old eenmanszaak, so I don’t really need to take any money out of my company right now or in the near future.

I pay myself a minimum salary, which I invest in ETFs privately. My plan is to leave as much as possible in the company and eventually pay it out through the liquidation reserve. That should be around early 2029.

So I basically have money sitting in the company for the next 2–3 years and I’m wondering what other people do with it in the meantime.

Do you just keep it in a savings/term account (if so which account)? Invest it through the company? Bonds, ETFs, DBI funds? All of my company money (+-€300k) is currently in a standard KBC business account.

Curious what others in a similar situation are doing. I’m also planning to ask this same question to a KBC banker.

Hello people, I’m 21 years old and I’ve been working with my father (62) in our family business, a pita restaurant, for the past two years. About a year ago, he asked me if I would be interested in taking over the business in the future. At the time, I kept telling him that I wasn’t sure yet. But now, that I see all the customers that he built and how they treat my gather and how they treat me, it becomes a hard choice.

Now he is seriously considering selling it, because he’s getting old and can’t handle all of it anymore.
My father has been running this restaurant since 1994. Over the last 32 years, he has built an incredibly loyal customer base. Some of the people who came to the restaurant as children in the 90s are now bringing their own children. The business has become part of the community and has customers from all over the city. Seeing that clientelle potentially come to an end is difficult for me.

The problem is that I never really saw myself working in the restaurant industry long-term. That’s why I am following a cursus to become an electrician. I’m still following that path.

Lately, I’ve been thinking about a possible solution: continuing to work in my father’s restaurant during the week while working as a Industrial Maintenance Technician on weekends doing 2x12h shifts. But at the same time, I keep telling myself that I need to make a serious choice. Either I fully commit to building a career in electricity, or I commit to taking over the family business.
What makes this decision so difficult is the feeling that if the restaurant is sold, I might regret it later on in life.

I honestly don’t know what the right decision is. Part of me wants to follow the career path that interests me more, while another part of me feels responsible for preserving something my father has spent decades building. Right now, I feel torn between those two paths and I’m struggling to figure out what I should do.

I’m a nurse in Belgium and currently work as a self-employed home care nurse. I’m mainly looking for new opportunities, but I absolutely do not want to work as an employee.

The reason I’m looking for new ideas is that I see the healthcare landscape becoming increasingly demanding and less efficient, with more care requests, longer-term care needs, and all the well-known challenges within nursing and healthcare.

I’m 30 years old and honestly don’t see myself doing home nursing for another five years.

This isn’t something I suddenly decided recently. I’ve been thinking about this for quite some time, but I haven’t been able to find many reliable or realistic opportunities to move into.

I’m not afraid of putting time and effort into something. I’ve spent quite a lot of time already looking for ideas as a self-employed person / entrepreneur — using ChatGPT, Google, and talking to people both inside and outside healthcare.

It doesn’t necessarily have to involve traditional nursing. I’m open to ideas where my medical knowledge, reliability, experience with people and nursing background could be an advantage.

For example, I’ve been thinking about:

Services for companies

Temporary or specialised healthcare services

Medical support at events

Prevention or testing services

Medical support for specific industries or sectors

Niche services that currently barely exist

B2B or B2C services

Combining healthcare with another industry

Starting a completely new business where my nursing background could be an advantage

I’m really looking for opportunities that go beyond the obvious “become a home nurse / work in a hospital / nursing home” type of suggestions.

I’d love to hear from people who have thought outside the box, started something themselves, or have experience with unusual business opportunities in healthcare or related industries.

What opportunities do you think are still out there? What niches do you see that are currently underserved? And has anyone here successfully built something independently starting from a professional background like nursing?

Any ideas, experiences or perspectives are very welcome.

Thanks in advance!

I'm new to freelancing and I've learned I really dislike working at my desk alone. It used to be a nice change from the office but doing this fulltime is weighing on my mental wellbeing and I feel isolated. I do 3D motion visuals for products so I'm basically at my computer 24/7.

I'm looking for like-minded people that would like to work side by side, chat about the work we're doing, maybe keeping each other accountable in a way...

Based in Brussels, Dutch and English speaking with simple level of French and Spanish.