▲ 5 r/DIYRetirement
What is the ideal Ira/roth split in a portfolio? How do you figure out how much to covert?
58F and 65M, married with about $7m and looking to retire as soon as we can unwind some biz obligations. $3m in Roth. $4m in IRA/after tax investments. $700k mortgage. I figure we need $300k annually to live. I read that we need to look at
**Back door conversions** and need to think about IRMAA etc. Where do you go for advice and insights? How do uou build a strategy for withdrawals? How do you know which accounts to draw down? How do you go
From earning to living on a fixed income? Any ideas are welcome!
u/GirlfromTexas2022 — 3 days ago