u/Glad_Hurry8755

Hi y'all!

I want to preface this by saying I am a new grad who has a nice engineering job secured! 😃 I am also a first gen college grad and first in my family to work in corporate, which should help explain why I am a little lost on what is "good" or not.

Provided below is my current budget plan for the apartment that I have picked out. I live in a major city so apartment is kinda high since I want to live in a nice area, but honestly (if advice is given to) I will try to search for something slightly cheaper while still keeping my requirement of living alone in a 1 bed.

No future plans of buying a new car (keeping my toyota til the damn thing dies lol) and my student loans are roughly under 20k BUT i get a 30k sign on bonus with 15k given in my first month so I will be rationing that to pay most of them off immediately then use the other 15k ill receive later in the year to pay the final amounts.

Alot of these areas are rough estimates. For example, my gross pay is 8900 so I am going to guess 6500 as my take home. Auto insurance is also a rough estimate from Geico's online quote. I think my mom is just gonna keep my phone bill with her's since we've shared it for so long so no phone.

IDK, I can't tell if the apartment is too much but i am living in Atlanta and I will not bend on living alone and no studio. I can probably get like $300 less for rent if I switch areas but I really like where I picked out lol but if yall think I should then... Yea, any advice is appreciated, I feel like this is a good amount of spending money leftover but maybe I really am over or under estimating what I should be putting my stuff towards lol

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Planned Monthly Income (after taxes) - 6550

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Budget Plan

• Rent = 2180 [33.3% of total income]
• Utilities = 250
  • Includes parking , electric, water, internet
• Car Insurance = 180
• Gas = 200
• Savings = 1600
  • kinda ambiguous, have to figure out WHAT kind of savings, but this will be my designated money to set aside
  • [24.4% of total income]
• Subscriptions
  • Spotify = 13
  • Amazon Prime = 15
• Food = 650
• Leftover = 1462 [22.3% of total income]

Last minute grad question! Debating if I need to run to the culc or not. We have the stage pass, I have it on my phone. Do we need to print it out too?

Really trivial thing to ask but i have been here for 4 years, about to graduate in 3 days, and the only time ive ever seen these hoodies being offered was one time during finals week where we had to do an obstacle course (?) at the CRC but it was dead center of finals and obviously no one had time for that.

Get at the bookstore, get for free, i dont really care anymore, i just want my hands on the hoodie. College of engineering has had their hoodie in barnes and noble for ages. We only just got the other College of X t-shirts starting last year. IDK i like hoodies a lot and would def love to have it for colder seasons.