u/Glittering_News_5928

I’ve had credit cards for years, but I’m not sure if I’m actually using them the best way or maximizing anything. I dont use them often.

Usually I just use them then pay right away - like if I spend 10k, I pay it off weekly until it’s cleared.

I have a UB Visa Rewards and a BDO Mastercard Gold.

Ano po yung basic things I should know when using a CC? Like habits, common mistakes, or stuff na parang common knowledge na for most people.

Any tips appreciated 🙏