I bought over 30 bonds today at 11m each. crazy low price. They haven’t been this low is like 2 years. You figure with Jagex upping the irl cost by $1 that bonds would never get this low. Must be a credit card warrior dumping
These rings are already selling for super cheap at 2.5k each. The red topaz to make these is 2.7k lol. not to mention the silver bar and cosmic rune to enchant it. Only the sweats have finished the quest day one. Once a quest guide comes out and youtube guides, it will likely go up once the average player is able to get time to do the quest. It’s the best option for the final fight as it’s fairly difficult.
wiki info:
When worn, it improves the player's effectiveness against vampyric creatures by increasing the damage dealt to them by 10% and accuracy by 15% (stackable with the black mask/slayer helm).
I’ve never done any kind of insurance and am looking to understand some of the basics about doing it independently. What got my interest is looking at businesses for sale and finding one where they sell health insurance and claim to have 800 clients and it profits $240k a year, which would come to $300 per client. It made me think about a prior job where I worked with 30 employees and the health insurance was completely abysmal for the price of it. I’m talking the cheapest coverage being $55 a paycheck for a single male 30yo with a $6000 deductible/$8100 OOP and cost still being 20% after deductible is met. The family plans started at $400/week and went to $600/week for the best plan with $2000 deductible and $500 for diagnostic tests.
Let’s say I pass the exam and do everything to start on my own. I live in Florida. My question for any seasoned agents are:
For any carrier like BCBS or United Healthcare, how are rates/commission figured? for Example, does BCBS give you a set rate and tell you a suggested commission to add? Say I want to attempt to make the plans more affordable for clients, can I opt to make less commission to help obtain more clients? do carriers give cheaper rates the more clientele you have? just curious if anyone can give me an insight into how commission and rates are figured.
How I’d like to see it put:
BCBS offers me a health insurance plan to sell to clients at say $20k a year. I then add commission which makes the plan $20,300 a year for my client. So if I get 800 clients, I make $300x800= $240,000 a year.
any insight would be great on how the numbers work for commission etc. let me know if I’m dumb and this isn’t how it works at all