Australian Investment Calculators
Hi All,
Last year a friend told me he had been to see a financial advisor and they’d recommended investing in property in a SMSF over shares/traditional super.
Their argument for property was much greater long term returns due to leverage and had shown their modelling ect to prove it. After some research into the shares vs property debate, I decided to attempt to run my own numbers.
My own investing is solely focussed on ETF’s/index funds so it got me wondering if property was worth reconsidering.
One thing I noticed is that the available online calculations are often over simplified or skewed in one direction to suit the seller of a product. I ended up putting quite a lot of time and effort into it to try to include all aspects accurately and without bias.
After all the effort, I decided it might be worth turning this into a calculator and sharing it.
I subsequently created some other property only calculators from the original and a separate child investment (minor trust) calculator as I was interested in this personally.
I’d appreciate any thoughts or feedback on the calculators. They aren’t intended to sway a decision just to help understand the numbers.
As a side note, I know that these will need some modifications with the new budget and I’ll make some updates when the laws are finalised.
There are of course still assumptions and simplifications that need to be made and I've tried to capture all of these at the bottom of each calculator.
TLDR: I created some investment calculators and would appreciate feedback on them.
Calculators:
Investment Property - Cash Deposit