u/Glotteely

Have around 400k in loans, graduated dental school 2 years ago. I used to pay a lot but recently switched to income driven repayment. First two years I was really getting adjusted to work but I think I’m somewhat comfortable now and found a good work environment (for now). I prob take home 8-12k a month after taxes.

I don’t have a HYSA or have any dividend etf/index funds but am willing to start and being consistent with putting money into those accounts every month for the long term. I believe I have saved enough for 4-6 months emergency fund in my regular checking account.

My question is if my loans are 6-8% would it be wiser to dump a lot of money into these loans first as average HYSA interest rate is around 3.5-4%, some of these dividend ETF returns are 3-4% from my research.

Hi, bought figs scrubs and love them but everytime i tie my pant drawstring how I tie my shoelaces they look ugly. Any tips on getting them to how it looked when I first got these scrubs?

Hey guys I’m a beginner to weight lifting (~1.5mo consistent gym) and have been eating healthy for months now and want to build muscle. I’ve been taking orgain plant based protein powder from costco since that was on sale and have been eating this for a while now. I have three questions:

1. Should I switch to whey protein? I have seen conflicting answers on whether or not plant based protein is cleaner or healthier. There were also some posts stating whey protein is probably the best to make the most gains in muscle. Is this true?
2. I like the barbell protein bar to get an extra 20g of protein for 200 calories. It doesn’t get me bloated but I am scared because some posts state it has sucralose which can be detrimental to gut microbiome in the long term. Should I avoid barbell protein bar and eat rxbar instead or just avoid eating a protein bar altogether? I was thinking of eating one for lunch every day along with my lunch.
3. What’s a good rule of thumb on how much protein I should be eating? I eat three hard boiled eggs for breakfast, for lunch I eat greek yogurt, blueberries, bananas, mixed with protein powder and creatine. For dinner I eat 300g (measured before cooking) lean chicken breast with steamed carrots potatoes and broccoli. I’m 5’10 175lb 28M

Thank you!