Need Advice for CC Debt.
TLDR; I need to make $1,965.73 by July 1st and need advice on the best course of action.
Hello, first off I’m sorry if this is the wrong subreddit to post this to. If it is please guide me to the correct one. So here’s my situation. About 5 years ago or so(I forget the exact date) I took out a credit card from discover with a line of $1500. I was young, naive, and financially illiterate(still am). I maxed out the card and just never paid any attention to it and honestly forgot about it for years. Well recently I was sent a court summons for July 15th at 1:30 pm and I’m being sued by discover. I tried to reach out to the attorneys handling the case to work out a deal with them, they wanted $300ish a month in payments. That’s ridiculous and I couldn’t possibly afford that so I told them that, they refused to work any other deal with me. So I gave it a few weeks and just recently called them again and now they’re refusing to take any sort of payment plans at all, they want the full amount upfront before the court date if I want to avoid going (which I do as I have social anxiety really badly). So now I have to come up with $1,965.73 in about 7 weeks as they said I’d have to pay the full amount at least two weeks before the court date in order to avoid going. Does anyone have any advice for me? I’ve thought about a second job, which I most certainly can do but even with that I’m not sure if I have enough time to save up that amount of money. I’m sorry for how long this post ended up being, but I’m genuinely lost and stuck. Thank you.