u/Glum-Difficulty-9649

I’m 21 years old and currently earning around ₹33k/month. I don’t have any savings yet. I live in a rented place in another city for work, while my family also lives in a rented house in a different city.

I know that in the future I’ll have responsibilities like supporting my family and contributing towards my sisters’ marriages. At the same time, I also want to eventually buy a small house for my family.

Right now I feel overwhelmed trying to think about everything together:

• building savings,
• helping family,
• future marriage expenses,
• and buying a house someday.

For people who came from similar middle-class backgrounds or started with zero savings:

• What should I prioritize first?
• How much should I try to save on this salary?
• Should I focus on emergency savings before investing?
• Is buying a house realistic at this income level?
• What financial mistakes should I avoid in my 20s?

I’d really appreciate honest and practical advice from people who’ve been through something similar.