u/Goldenpanda18

Curious to hear about which cars you took out on PCP and how has the experience been for you, did you like the car?

When i say expensive, im looking at 20-40k cars, second hand 3 series BMWs for example.

I ask this question because an opportunity to buy an expensive car in cash has come up that I can afford but im not sure if its actually a good idea.

Sure I can drive a banger of a yoke and stick loads of money into a pension but wheres the fun in that?

Anyway, was buying a really nice car at a young age worth it looking back on it?

Edit: Many thanks for the replies, didnt expect such a big response, its fair to say I won't be buying a BMW anytime soon so 😂

With the new 8.5k grant, this means my 2-3k car is now worth 5k only if I buy a brand new car.

Truthfully, im happy to drive a used 2022 cupra born that can be got for 20-21k

But trade in, i won't get 2k trade in for my car.

Ideally I dont want to spend 30k on a car, low spec hatchbacks go for this.

Any suggestions?

So yah i know its not a great position to be in. I earn 15 quid an hour working as a line chef.

Id like to start a pension but im unsure of how much to actually put in each month.

Employer contributions is not a thing, although my future fund is part of my wage slip its hardly anything.

Should I even bother and just save the money or would even 100 euro a month be a good shout?

Thanks all.