u/Green_Track_8058

Software Engineer, 28 | Reviewing my ₹50k/month long-term portfolio

• In-hand salary: ₹1.5L/month
• Family support: ₹50k/month
• Living expenses (Pune): ~₹30k/month
• Risk profile: High
• Investment horizon: 10+ years
• Approach: Aggressive

Current Investments from past 3+ years:

• ₹5k/month in PPF
• ₹5k/month in ICICI Pru India Opportunities

Emergency fund: 4 lakhs in FDs

Plan:

Increasing total investments to ₹50k/month with the attached allocation. Based on my learnings from internet, I have drafted an investment plan, kindly provide your valuable suggestions.

Looking for feedback on:

• Fund overlap
• Allocation balance
• Better alternatives if any
• Anything important I might be missing

Portfolio attached 👇