4 days ago I had $700 of purchasing power. I started a new plan for $200 and opened the app today to nada. I have 3 active plans on my account. I’ve never been late and actually pay them early sometimes.
Discharged Chapter 7 bankruptcy on 01/02/25. Had a Capital One Platinum card with a $5,000 balance discharged. I applied a couple of times and they would only give me a secured Quicksilver or Platinum card. Didn’t accept it anytime. Applied today and was offered a Savor One, Quicksilver, and Platinum card, all unsecured. Accepted the Savor One with an $800 limit. Which I found fair since I did screw them of $5,000
Things on my credit since bankruptcy discharge:
25k car loan w/ 12% interest over 36 months (bought last August)
1000 limit card
500 limit card
200 secured card
3500 student loans
All on time and cards paid in full every month.
Coming from owing over 100k in debts to only a car loan and student loans is a massive relief.