r/Affirm

I would to make two big purchases using Affirm, I could use my credit card but, I want to use that for other purchases and I don’t want to be so quick to pay for these two purchases.

What I don’t like is that I tried to call customer service to speak to a person about being a first time customer but it was a.i. and I could not get it to let me speak to a person. Is that normal?

What people don’t realize as that the economy gets worse and worse; these lending companies; these credit card companies and buy now, pay later companies are all going to protect themselves by reducing people’s credit limits. Thereby protecting themselves from losing out on mass defaults that are most certainly on the way. Just go on TikTok. Everyone is talking about how their credit was either reduced or removed entirely. If i was people who had a high limit, i would get those things ive been holding out on. Because youre gonna wake up one day and not be able to.

Never missed a payment, always pay back early, and suddenly my purchasing power went from 5k to 0 everywhere. For reference I’ve had no credit score changes, 740+ on all 3 bureaus. Just curious if this is happening to anyone else, or if I’m in the minority here. I did however win a pretty large dispute with them recently and am concerned they’re now done with me since I was able to prove I was sold defective goods.

I’m think I’m an extreme Affirm user with 72 loans, 53 of them under $100 totalling about $2k. Curious how many active loans do people have?

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Did anyone successfully use Affirm financing in Canada when preordering their iPhone 18 Pro ?

I’m planning on preordering the iPhone Duo & wanted to know if the process went smoothly without glitches or errors.

Thx!