u/GrowthExpensive1242

Same as title

I’m in a massive bind and need some objective perspective.

I’ve converted Great Lakes Chennai (PGDM). I’ve already paid ₹1 Lakh as a confirmation fee, but now the big installments are hitting. They want ₹4,70,000 by May 25th and another ₹5,50,000 by June 15th.

The Refund Situation:

The offer letter says they only refund everything (minus 1k) if the withdrawal is submitted by June 1st. However, the policy for anything after June 1st is incredibly vague. I’ve reached out to their admissions team multiple times to clarify what the deduction would be if I withdraw in late June, but they just close my tickets with generic "check the website" responses.

With the second CET attempt on May 9th, there is zero chance results will be out before that June 1st deadline. If I pay the 4.7L and withdraw late, I’m worried I’ll lose a huge chunk in "fees"—which could literally be the same amount as the entire tuition at SIMSREE.

My Profile:

Background: Final year BBA, looking to pursue Finance.

Category: NT-B (Maharashtra domicile).

Score: 135 raw in Slot 3.

The Dilemma:

Do I pay the 4.7L as a "safety net" and risk losing 1-2L if I switch later, or do I skip the payment, lose the GLIM seat, and trust my CET score? My backups are PUMBA/Welingkar.

I want to know: 1. Is a 135 in Slot 3 realistically enough for SIMSREE (NT-B) this year given there are two attempts and normalization might be a mess?

2. Has anyone dealt with GLIM refunds after their "deadline"? How much do they actually cut?

TL;DR: Already paid 1L to GLIM-C. Need to pay 4.7L more by May 25th. Refund deadline is June 1st, but CET results come out later. 135 raw score in Slot 3 (NT-B category). Should I hedge my bets or go all-in on SIMSREE and save the 20L fee?