u/GrudenLovesSlurs

I’m 24 years old, make relatively good money out of college and am struggling between investing in a brokerage or ira/roth ira.I invested 5,000 into a brokerage account and have been depositing 500 monthly. 15% of my salary goes into my 401k.

I understand the tax advantages of IRAs but 35 years of not being able to touch it is hard to imagine when I’d like to buy a house and car in the next 5-10 years plus potential future children.

So, what would be the ideal mix here? Should I continue investing in a brokerage, do an IRA instead, or a mix?