u/Guiizaum

60% SWRD

20% EIMI

20% AVGS

Tenho 32 anos e pretendo investir nessa carteira com o objetivo de me aposentar aos 45~. Pesquisei bastante o assunto esses últimos dias e pra mim faz sentido, SWRD+EIMI acho que é o feijão com arroz, com um peso um pouco maior pros emergentes e o AVGS pelo potencial maior de crescimento e também maior diversificação.

Isso é 70% do meu patrimônio de investimento, os 30% restantes estão em IPCA+8.46% 2032, que provavelmente vou levar até o final, e aí vejo onde aporto essa grana.

Se alguém tiver uma crítica/comentário ou achar que falta alguma coisa pra diversificação sou todo ouvidos, obrigado!

Hi guys, my 63 years old mom got stones on her gallbladder, some of it migrated to the bile duct resulting in jaundice. She had an ERCP which removed some of the stones on the duct and had a stent placed so the bile keeps flowing. But with that precedure she got pancreatitis and had to stay in hospital for 14 days and then another 15 days at home until she started feeling better.

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Now after 2 months she got another ERCP done to get rid of the remaining stones and the stent to finally have her gallbladder removed, but the doctor who did the 2nd ERCP was only able to remove some of it and replaced a new stent. He said her duct is dilated and the stones will keep going there until the gallbladder is removed, luckly no pancreatitis this time.

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The problem is that the doctor that was going to have her gallbladder removed only wants to do it when there's no stones on the bile duct, but from what I've understand the stones are gonna keep filling it, so God knows how many more ERCP she's gonna have to go through and she already had pancreatitis on the first one. I'm trying to make a consultation with a second doctor to have another opinion on this matter.

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Anyone here have a similar experience to share? Thanks in advance.