u/Guilty-Garage-757

I've been building a personal finance app because I got tired of downloading statements, manually categorizing purchases, and trying to figure out where my money went every month.

The goal is simple:

• Automatically import transactions
• Categorize spending
• Show monthly spending trends
• Track budgets
• Monitor account balances
• Generate reports without spreadsheets

Before I spend more time integrating additional bank feeds and advanced features, I'm trying to validate whether this is actually a painful enough problem for people.

A few questions:

• Would you pay $25/month for this?
• If not, what price would make sense?
• What would make you switch from your current budgeting tool?
• Are you currently using Excel, YNAB, Monarch, Copilot, or something else?

Would love some honest feedback from other founders and business owners.