u/Haasburger

UnionBank Credit Limit Consolidation

Hi. I currently have the following UB Cards:

Miles+ - 305k CL
S&R - 75k CL
Rewards NAFFL - 45k CL

Plano ko sana ipa-cut Miles+ kasi sa Cebu lang meron lounge yung Dragonpass niya.

Pwede ko ba irequest na iconsolidate yung limit niya sa S&R o Rewards NAFFL ko?

Thanks.

reddit.com
u/Haasburger — 4 days ago

Metrobank Credit Card Customer Service

Yesterday, May 12 - I tried calling from 9PM to 1AM. Nakakapasok ako hanggang OTP pero wala ako nakakausap, stuck lang sa holding line.

Today, May 13 - I tried calling again, 2AM to 3AM. One hour na ako nakahold pero wala pa din ako makausap.

Ganito ba kabulok ang hotline ng Metrobank? Mas masahol pa sa BDO at UB. Atleast sa BDO at UB nag improve na sila, less than 5 minutes na lang holding time. Itong Metrobank puro holding time wala ako makausap.

u/Haasburger — 10 days ago

For current and past bank employees sa mga branch or head office / backend, ask ko lang kung anong activities ng depositor/client ang tinitingnan or assess niyo para magbigay ng offer sa kanila?

Chinabank personnel from my branch of account called me kung bakit daw bumaba yung adb/transactions sa savings account ko and offered me kung may need daw ba ako product. I assume nag-eevaluate sila ng account holders dahil dito.

Then I also use Security Bank, dito lahat bills payment ko so 6 digits ang transaction per month pero di nataas adb kasi nga bills payment lang ginagamit, never received any offers from them.

So ano ba account activities ang ina-asses or tingnan ng bank? Thank you.

reddit.com
u/Haasburger — 19 days ago

May nakapag-convert na ba sa inyo from Wave to Platinum Rewards?

Yung Wave ko ay December 2024 approved.

Nag-apply ako ngayong May 2025 for separate Platinum Rewards kaso rejected.

Kaya nag-request na lang ako magpa-convert from Wave to Platinum Rewards.

May nakagawa na ba nito before? Pwede kaya kasi usually ang mga nagrerequest ay conversion from Platinum Rewards to Wave. Ano naging process?

Thank you.

reddit.com
u/Haasburger — 20 days ago