Is there something that prevents a qualify/no-qualify loop in ACA insurance when you have employer insurance?
I am confused by something - and maybe it's because of how my government employer does things.
My health insurance is unaffordable, based on my income, which causes me to qualify for ACA. However, I think part of the reason that it is unaffordable is because that massive premium (it's insnae) is deducted from my income pre-tax.
So what happens if I qualify, they remove my insurance, now my income goes back up and I no longer qualify? Or will they make me not include insurance in regular calculations?
It feels like it could cause a loop.
I literally have to spend over $18,000 a year before I see a single cent of coverage (premium and deductible) and don't have decent coverage until I've spent a bit over $20,000. Adulting is seeming impossible.
u/Handle_Scoop — 4 days ago