u/Happy_Top_1784 — reddlx

Hi everyone

I need help with the best combination of credit cards for my usage.

My monthly income is just over 2.5lakh per month. Following are my expenses:

Insurance: 30k per year
Electricity bill: 8k per month
Rent: 40k per month
Groceries: 15k to 20k per month
Phone recharge: Almost 10k per year (including recharge for family)
Travel: 2.5 to 3 lakh per year.
Myntra, Amazon expenses: upto 3k a month

The travel expense might even go upto 4 lakh. Currently I only have the SBI cashback credit card that I have been using for 1.5 years. Please tell me the best credit card for my expense and usage. Is DCB black a good option?

I see that I can get it, but is it worth it for my expense?

There are so many options like Sbi Phonepe, HSBC travel one, HSBC live plus, etc. Really confused