This is it?
I was sold by the ads about Copilot being an "AI money tracking tool" and every Google Search brought up Copilot Money as THE BEST transaction categorization tool.
I spent about 2 hours logging into all of our family's financial accounts (25 accounts or so) - digging up old passwords, etc.
Copilot is basically Microsoft Excel with a pretty UI and a Plaid interface.
AI categorization? Haven't seen it yet - it just lets me set rules that search for an exact text match (1980's technology) for each transaction.
Web functionality is severely limited compared to Mobile (can't rename accounts, can't auto-categorize transactions, etc. etc.).
This is not what 2026 looks like and I'm overall pretty disappointed. I hope one day they release API integration with an actual AI company like ChatGPT or Claude.
UPDATE: I fed the export of all my transactions (.CSV) file to Claude and it worked wonders auto-categorizing everything, excluding and separately handling large transactions (car purchase and home purchase), and making me useful reports and telling me about my monthly spending.
So maybe it's worth the $90/year to aggregate all of our financial information in one place?