How intense should you be in BS6?
I have no debts. Have a fully funded emergency fund. Pay the maximum I can into my pension. Have no kids or any family members who need saving up for so did skip that. (Will always child free and have no family).
With this in mind how much intensity do you do in BS6? I've been living the same as in BS1, full on rice and beans utterly no fun money every last penny into mortgage. And it's been years and it's exhausting. Is this the way in BS6? What does DR say? I was having a conversation with a friend the other night regarding this and how I always leave myself with no money as everything goes on mortgage and how much nicer my life could be if I even gave myself £50 a month to spend on non essentials.
What do people actually do?
Thanks in advance