u/HealthyCommittee368

I always thought paying on time was the main thing, but my utilization is still hurting my score. I use my cards for most purchases, so the balances look high when the statement closes even though I pay them down after. Right now I’m usually around 60-70% utilization and my score barely moves. I’m wondering if paying before the statement date would make a real difference, what should I do about it?