u/HeartburnFireThroat

I have been using YNAB for the past year and I love the philosophy of it, assigning real money that is in your bank account to categories. I just wish there was more control over the organization of categories, multiple levels of hierarchy.

Every budget app I look at is the simple layout of

Group
-Category

I am looking for something that offers, with the ability to assign dollar amounts to the Group, Category, or Sub-Category.

Group

-Category

--Sub-Category

Also, a web based version of the app is a must. The phone only apps are a non-starter.