NHS Higher Rate Earners- How do you increase tax efficiency and invest?
For any NHS higher rate earners, I am curious to know how you are increasing your tax efficiency and investing.
The NHS pension is great, although I’ll love to pay more into a pension outside of the scheme if it was available as a salary sacrifice. I have a Plan 2 student loan, so salary sacrifice really helps me save a lot.
Do you tend to use a SIPP, alongside the NHS pension?
I have decided to utilise my LISA more recently, although it offers less benefit as a higher rate tax earner. I don’t mind.
Any advice or tips?
u/Hefty_War_7077 — 12 hours ago