u/Heres_My_Name

Please eli5, with the yearly services being cheap and charging at home not being too much (for an ev), is it worth having amounts for all of these little things added to the novated lease considering the interest that gets charged to these items. I know it comes out pretax but is it possible the interest charged means you end up paying more than if you left them off the novated lease and just paid as you went.

Sorry if this is a silly question.