u/Hipster-Deuxbag

I find money management overwhelming, so I'm looking for simplified option to open an HSA and HYSA with the same bank. I looked at the Fidelity Cash Management Account alternative to an HYSA, but wasn't impressed (weaker returns, no FDIC coverage). Are there really no banks offering both genuine HSA and HYSA products?

Edit: Getting schooled on the "weaker returns, no FDIC coverage," part of this post, so please disregard that part if you don't think those concerns would factor into your advice. Just think of this as a post from a new investor who doesn't want to manage 5 different financial statements every month. My inbox is fulllllllllllllllllll.