Advanced Standing DDS folks — which lenders worked for you with no cosigner?
Got into an Advanced Standing program starting in January. No US cosigner, not much US credit history, on F-1/OPT. MPOWER isn't taking 2026 applications right now, so looking at Prodigy Finance, Stilt, Ascent, or whatever else worked for you.
Specifically:
- Which lender did you use?
- Did the lender require the school to certify the full program cost upfront, or could they fund the bootcamp/pre-D3 period before that certification happened?
- How far in advance of your start date did you apply, and how long until funds were disbursed?
- Did you get approved without a cosigner? If so, what helped?
- Funds sent to you or straight to the school?
- Anyone had a lender (I've specifically heard this about Prodigy) approve them but then not come through partway into the program? What happened and how did you handle it?
- Any lenders that flat-out don't work for this kind of program?
Rough timelines are super helpful even if that's all you remember. Thanks!