u/Historical_Pain1615

Image 1 — After 10 years, my last derogatory mark finally fell off
Image 2 — After 10 years, my last derogatory mark finally fell off
Image 3 — After 10 years, my last derogatory mark finally fell off

After 10 years, my last derogatory mark finally fell off

Started rebuilding my credit in my mid 20s after some rough financial decisions made between ages 18-21 and finally saw my last negative item fall off this week. My score jumped 11 points to 709. Feels surreal seeing a clean late payment history after waiting a decade. Entering my 30s this fall and still paying down CC debt, but this feels like a huge milestone.

u/Historical_Pain1615 — 3 days ago