u/Historical_Tea_15

Hi everyone

Wanted to know if it would be an issue if I downgraded my sapphire preferred if I just transferred points out before my annual fee is due?

For context, I product changed from a freedom unlimited because I have upcoming trips I needed to access UR points for.

Recently saw the sapphire reserve promo and decided to go for it and got it. To reduce redundancy, I’d like to downgrade my sapphire preferred again before the annual fee hit, but not sure if there’ll be any clawback or consequences because I essentially just used it to transfer points out.

Thanks