Hey,
I’m 23 (soon to be 24M), earning 25k a year before outgoings.
I currently have £5k in LISA and £17k in T212 cash ISA.
Now, I would try to invest my money a bit, but me and my partner look to move out in the next 1-2 years time, so I don’t want to put my money into something potentially long term, taking this into consideration- which is why I haven’t done that yet.
My current plan is to max out my LISA again next March to bring it to £10k come end of April 2027.
And I’m adding £1000 to £1100 to my savings every month, thanks to living at home still.
I pull about 3ish K a year to go on multiple holidays with my partner so my annual savings generally falls between £8-10k. Meaning I should be sitting on about £30-40k by the time we move out.
My partner is pretty much a mirror copy of me in terms of finances aswell, same wage, same savings, etc.
So, I’m looking for advice please, on what is the best to do with my Cash ISA savings other then maxing out my LISA every March..
Thank you.