u/HomeRemote1170

I am currently working on rebuilding my credit after being unemployed for a year and a half.

A couple of years ago I became an Authorized User on my Mom’s business credit card so I could get free access to Priority Pass. The card has a $55,000 limit but often carries a balance ~$20k-$30k since she has to purchase materials. The payment history on the card is perfect but my questions are:

• How much does this utilization impact my own score?
• Do different bureaus treat utilization as an Authorized User differently?
• What would the potential point increase look like if I were to remove myself?