u/Hot_Shame_7041

Hi everyone!

I initially have 1 CC, my first CC and bank initiated. Recently, nag-apply ako ng CC from different banks na may NAFFL promo and na-approve lahat. Wala na problem sa NAFFL kasi nakaspend na ako ng required spending amount so technically 3 na yung NAFFL ko na CC. Here’s the list of my CC:

BDO Visa Gold - 120K CL (first CC) / AF free for 3 yrs

Metrobank Rewards Plus Visa - 60K CL / NAFFL

RCBC Flex Visa - 45K CL / NAFFL

Unionbank Rewards Plus Visa - 65K CL / NAFFL

Ask ko lang on how to utilize these cards? Simpleng tao lang po ako hahahaha. Single and walang binubuhay/pinagkakagastusan bukod ang sarili.