3 card setup and advice on current cards and prioritizing new cards in order
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Discover it Chrome - 6,000 limit
* Capital One Savor - 2,000 limit
* FICO scores with source: Transunion 751, Equifax 758
* Oldest credit card account age: 3 years
* Cards approved in the past 6 months: Haven’t signed up for any
* Cards approved in the past 12 months: Haven’t signed up for any
* Cards approved in the past 24 months: 1
* Annual income $: $75k
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 300-350
* Groceries $: 500+
* Gas $: 450+ (travel for work but get reimbursed)
* Travel $: 0 other than gas
* Using abroad?: Visiting family overseas for 2-3 weeks
* Other categories or stores: No
* Other spend:
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Costco or Sam's Club member: Sam's Club
* Big bank customer: Huntington Bank
PURPOSE
* Purpose of next card: Cashback
* Cards being considered: Waiting on Robinhood Gold Card to just use purely for moving the cash back from brokerage to checking
ADDITIONAL INFO
I’d like to get the RBG card for that 3% cashback but not sure how likely I’ll get that anytime soon. I just want an at most 3 card setup prioritizing cash back on all things on cards on gas, groceries (Walmart), maybe some travel benefits if possible.