u/Iacoboni04

Curious what others thing of this app if they use it.

Fintech companies? Yay or nay vs HYSA. Curious what others opinions are about these products?

Okay Reddit, let's play a game. Convince me I need supplemental life insurance outside of my job.

​

Details:

Married

Two income household - I make about 15k more than spouse: Total 140kish annually.

Have an infant

Net worth including vehicles is roughly 950k.

I am 39 and spouse is 40. No health issues.

Not a fan of life insurance but willing to hear other opinions and thoughts. Have at it.

Curious how people track their net worth. Not just the system used but also what you include in your net worth (ie if your married just yours or your household and house, cars, etc).

Three member household (me, wifey, kiddo), just welcomed a baby in March. I work in higher ed and my wife is a teacher. Combined, with salary, dividends and interest income we pull about 150K annually. We live in a LCoLA. I say I think we can feel comfortable because despite the added expense of medical bills from a little one, we have good, stable jobs, steady incomes and we are able to max out our Pensions, employer matches, HSA's, contribute to our taxable brokerage and still have money left over. On track to hit a net million in worth this year or next (assuming the world does not implode before then). I guess in this environment one cannot ask for more, right?