SMARTY.co.uk up to £20 gift card for new SIM plan

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

  1. Use my referral link to join SMARTY
  2. Purchase a monthly SIM plan
  3. Renew for a second month
  4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

reddit.com

SMARTY.co.uk up to £20 gift card for new SIM plan

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

  1. Use my referral link to join SMARTY
  2. Purchase a monthly SIM plan
  3. Renew for a second month
  4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

reddit.com

Sign up to Octopus Energy and get £50 energy credit

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

reddit.com

Sign up to Octopus Energy and get £50 energy credit

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

reddit.com

£10 sign up bonus with Topcashback

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

  1. Sign up using my referral link
  2. Start making purchases via Topcashback.co.uk
  3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

reddit.com

Sign up to Quidco for £10 Reward

Quidco is one of the leading cashback websites where you earn cashback by linking through their site to make online purchases. I’ve made over £3000 in cashback since signing up - simply by purchasing things that I would normally purchase anyway. You can make some great cashback when booking car hire, hotels, insurance etc. 

Here’s what you need to do:

  1. Sign up using my referral link
  2. Start using Quidco for your online purchases
  3. Once you have £5 cashback confirmed we both unlock a reward (me £25, you £10)

Then you too can start referring friends and family for more £25 rewards.

reddit.com
▲ 6 r/Referralsuk+1 crossposts

Monzo - £10 to £50 reward for signing up for Monzo bank account via a referral link

Monzo is a UK-based digital bank (founded 2015) known for its app-first approach, instant spending alerts, budgeting tools, and savings “pots.” It offers fee-free spending abroad (within limits), early access to salaries, and premium paid tiers with extra perks. Fully regulated and FSCS-protected, it competes with the likes of Revolut, Starling, and Wise.

Monzo currently have a great referral programme where both referrer and referee can get a bonus reward of £10 for opening a personal account or £50 for opening a business account.

I’d be very grateful to anyone who signs up using my referral link  

Here’s how it works for personal accounts (£10 reward):

  1. Sign up for a personal or business account using my referral link
  2. Open your account
  3. Spend using your card within 30 days (excluding ATM and money transfers)
  4. We both earn £10

Here’s how it works for business accounts (£50 reward)

  1. Sign up for a business account using my referral link. You’ll need to be a sole trader (e.g. ebay/vinted seller etc.) or director of a limited company (UK businesses only)
  2. Open your account
  3. Spend using your card within 30 days (excluding virtual cards, ATM and money transfers)
  4. We both earn £50!

Up to 3 business referrals can be made per calendar year (£150 rewards!)

Note that referrals can only be made to people who don’t already have a Monzo account, and have not started a Monzo application before. 

Ts & Cs apply see website for details.

▲ 7 r/Referralsuk+1 crossposts

FREE £10-£1000 for Opening a Cash ISA or LISA with TEMBO

Tembo is an FCA & FSCS regulated mortgage broker that also offers savings accounts. On top of a very competitive interest rate of 3.8% (above inflation), they are offering a random reward of £10-£1000 for depositing £500 into a cash or lifetime ISA within 30 days of signing up (you MUST complete this step to get the bonus payment).  

Here's the guide:

  1. Follow my referral link 
  2. Enter your email address
  3. Download the App
  4. Enter your details including your NI number
  5. Deposit £500 as a one-off payment, to a cash ISA or LISA within 30 days
  6. Bonus payment will be made within 90 days (don’t forget you’re also getting 3.8% on your £500).
  7. Enjoy your bonus!

Once you've deposited you'll get your own referral link and be able to refer friends and family for max profits! But remember you must maintain a £500+ balance to be eligible for referral rewards.

Thanks to anyone using my link, I really appreciate it.

Sign up to Octopus Energy and get £50 energy credit

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

reddit.com

£10 sign up bonus with Topcashback

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

  1. Sign up using my referral link
  2. Start making purchases via Topcashback.co.uk
  3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

reddit.com

Sign up to Quidco for £10 Reward

Quidco is one of the leading cashback websites where you earn cashback by linking through their site to make online purchases. I’ve made over £3000 in cashback since signing up - simply by purchasing things that I would normally purchase anyway. You can make some great cashback when booking car hire, hotels, insurance etc. 

Here’s what you need to do:

  1. Sign up using my referral link
  2. Start using Quidco for your online purchases
  3. Once you have £5 cashback confirmed we both unlock a reward (me £25, you £10)

Then you too can start referring friends and family for more £25 rewards.

reddit.com

Oaknorth Savings | £30 bonus for depositing £1,000 in savings for a month

Hey everyone,

If you’re looking for a solid savings option, OakNorth is one of the UK’s newer digital banks focused on high‑interest savings accounts and fixed‑term deposits. They’re FSCS‑protected, app‑based, and generally known for offering some of the more competitive rates on the market.

They’re currently running a referral offer where new customers can get a bonus when they open an account through a referral link and meet the qualifying steps. It’s a nice little extra on top of the interest you’d already earn.

If you want to take advantage of it, please send me a message requesting my referral link.

How to claim the OakNorth referral bonus:

  • Use the referral link to start your application
  • Verify your ID and open an eligible savings account
  • Deposit £1000 within 14 days of account opening
  • Maintain a balance of at least £1000 for 30 consecutive days
  • Once you meet the qualifying criteria, OakNorth applies the bonus automatically within 60 days
  • You’ll also make around £8-£10 in interest during this period

If you’re already planning to open a new savings account, it’s an easy way to get a bit more value.

You can earn an additional £10 if you open a second savings account and deposit £1000 in the same period.

Happy to answer questions about the process or the app.

reddit.com

Chip Referral – Free £50 Bonus for New Users when you deposit £5,000

Chip is a fintech app which offers savings Investments and ISA accounts. They offer ISAs, savings accounts, investment products and they have a cool Prize Draw Savings Account where you can win up to £250k every month (a bit like premium bonds).

If anyone’s thinking about trying Chip, they’re currently offering £50 for new users when you sign up through a referral link and meet the qualifying steps. I’ve been using Chip for savings and the app’s been great — super simple, decent rates, and the bonus is genuinely easy to unlock.

If you want to grab the free £50, I’d be very grateful to anyone who signs up using my referral link. Links cannot be posted so please send me a message.

Once you sign up and complete the requirements, the £50 gets added automatically. Nice little boost if you’re already looking to build up your savings. You will need to deposit at least £5,000 and retain the balance for at least 90 days. 

Happy to answer questions about how the offer works or what the app’s like day‑to‑day.

reddit.com

Free £25 reward when you sign up to Rakuten using Referral Link

Rakuten is a leading cashback website where you can earn cashback rewards simply by shopping online when you link through their website.

The referral friend scheme gives both referrer and referee a £25 reward when you follow these simple steps:

Sign up to Rakuten using my referral link

Spend £50 on qualifying purchases within 90 days of joining

We each get £25 plus you get the cashback on your original purchase(s)

Bonuses are unlimited, so keep on referring for more rewards.

u/Icy_Zookeepergame148 — 1 month ago

SMARTY.co.uk up to £20 gift card for new SIM plan

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

  1. Use my referral link to join SMARTY
  2. Purchase a monthly SIM plan
  3. Renew for a second month
  4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

reddit.com
u/Icy_Zookeepergame148 — 1 month ago

Zopa Biscuit Account Referral – Get £20 Bonus When You Sign Up

If you're thinking about opening a Zopa account (savings, credit card, or loan), they’ve got a referral programme that gives both of us a £20 bonus when you sign up through a referral link.

I’ve been using Zopa for a while now—solid rates, easy app, and no nonsense. If you’re interested, here’s my referral link.

Once you sign up and meet the qualifying criteria, Zopa will credit both of us with a reward. It’s a nice little win-win.

Simply follow these steps:

  • Click my referral link
  • Open a Biscuit bank account and set up at least 1 direct debit within 30 days
  • We both receive £20 within 30 days

Customers can earn this bonus, along with access to features like high-interest savings (7.10% AER), 2% on balances and 2% cashback on eligible direct debits. The bonus is generally credited upon successful account activation i.e. fast payment!

Let me know if you have any questions about how it works or what my experience has been like!

u/Icy_Zookeepergame148 — 1 month ago

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

  1. Use my referral link to join SMARTY
  2. Purchase a monthly SIM plan
  3. Renew for a second month
  4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

Non-referral link

reddit.com
u/Icy_Zookeepergame148 — 2 months ago

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

Non-referral link

reddit.com
u/Icy_Zookeepergame148 — 2 months ago

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

  1. Sign up using my referral link
  2. Start making purchases via Topcashback.co.uk
  3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

Non-referral link

reddit.com
u/Icy_Zookeepergame148 — 2 months ago

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

  1. Sign up using my referral link
  2. Start making purchases via Topcashback.co.uk
  3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

Non-referral link

reddit.com
u/Icy_Zookeepergame148 — 2 months ago