u/Ill-Reach2422

Hey everyone,

I’m a 27-year-old male currently dealing with Honeyloan and Cash Express, and I’ve reached my absolute limit. My mental health is already severely affected by the constant stress, and I need to make a hard decision to stop the bleeding.

Right now, paying extensions or making minimum payments that don’t actually reduce my principal balance is no longer a viable option for me. It’s just burning money. I am planning to just let them go overdue. I was thinking about re-loaning from another app that I previously cleared just to cover this, but I'm hesitant to prolong the cycle. I’ve already tried emailing them to ask for a payment arrangement or restructuring, but they told me there are no available offers for my account.

I previously uninstalled Digido due to their exorbitant interest rates. Last Sunday, I noticed a new version of the app had appeared in the app store, but as of today, it has been completely removed again. I was in communication with their representative⁠, who offered a 10% discount and a waiver on late fees. However, they insisted I pay directly through the app, which had not yet been updated with the adjusted amount. Tonight, the app is entirely gone from the app store. Given that the platform no longer exists and the company has no legal channel for payment, what will happen to my outstanding loan?