Salut alleguer,
I currently have the BIL Visa Infinite and I’m looking around to see if something better exists in Luxembourg.
I checked the Spuerkeess card but the insurance coverage looks weaker (travel, cancellation etc…)
Is there alternatives you would recommend ?
Merci 🙏
We did this last year and it turned into 150 comments, so let’s go again. Curious how people in Luxembourg are allocating now, whatever stage of life you’re at.
My setup, one year on:
- ETF (80%) : VWCE (70%) and AVWS (10%)
- Stock picking (5%) : BRK, AAPL, CRM, VSAT etc…
- Crypt0 (5%) : BTC, ETH, SOL, ADA (Heavily in red)
- Gold (5%) : Through an ETC
- Cash (5%) : Holding Cash in Pictet MMF
- Real Estate outside Luxembourg used as secondary residence (No loan, no revenue, minor charges)
Separately I run options strategy with roughly 5% of portfolio value that I don’t count in the above. Different bucket, different mindset.
YTD around 14%, could’ve been much better without the crypt0
Curious about your current allocations, your YTD, and anything you changed your mind about since last year