u/Imaginary_Ruin_5450

Basically, I'm a 16 year old investor using a fidelity youth account. Over 3 years, I have 870 trades with a 70% win rate. My expected value is 2.2%. I have an opportunity to take a loan with 10% APR and I'm wondering if it's a good idea. I'm confident in my ability, but taking loans out for investments isn't usually a good idea you're I'm dealing with stocks. The loan is from my dad if that makes any difference.

Additional info-

Despite a somewhat high win rate and decent ev, my balance isn't super high. I used to spend a lot and I also made small trades while holding for weeks at a time. I now do shorter intraday trades. This year, I actually have a higher win rate of 76% with the shorter trades. I'm at $3100 and the loan would be 7.5k.

Basically, I'm a 16 year old investor using a fidelity youth account. Over 3 years, I have 870 trades with a 70% win rate. My expected value is 2.2%. I have an opportunity to take a loan with 10% APR and I'm wondering if it's a good idea. I'm confident in my ability, but taking loans out for investments isn't usually a good idea you're I'm dealing with stocks. The loan is from my dad if that makes any difference.

Additional info-

Despite a somewhat high win rate and decent ev, my balance isn't super high. I used to spend a lot and I also made small trades while holding for weeks at a time. I now do shorter intraday trades. This year, I actually have a higher win rate of 76% with the shorter trades. I'm at $3100 and the loan would be 7.5k.

I went from not wanting to go to college as a freshman to 12 college courses done by sophomore year. I'm going for penn as my top college. Ask me anything