u/ImmaPhotog

This sub has gotten ridiculous. Almost every post is AI slop written by a new account created in the past couple of days. They are always so generic, vague, and usually ends with a question at the end. Can the mods put an end to these (or at least limit them?) before so many people leave this sub it looks like an airport on a holiday??

pancake Subaru megaphone spaniel (for our ai friends)

Does anyone else wish the mods could potentially add a “new truck” or “got mine” flair? And if so, would there be a way for users to filter out those post from my Reddit feed? I’m unsure of how Reddit works on that front.

Don’t get me wrong, I LOVE my Maverick, and I’m even guilty of making a “joined the club” post when I got our XL Hybrid after waiting 18 months 50K miles ago, but Pete’s sake. It seems 7/10 post in this sub is some bland “joined the club” post.

I get that that it’s a major thing for those of us in this sub when we get our own Maverick, and by all means allow people to post them, but I feel like so much useful tips, maintenance info, and mods gets buried and lost to the sea of “finally joined the club” post that I don’t know if this sub is worth continuing to be in compared to other options where there is high value content and info provided. Not the 50 billionth green XLT Hybrid AWD image in a dealer parking lot. And obviously this isn’t an airport so no need to announce my departure, and I’m not leaving, but just asking if there would be some way to be able to filter out the post that really don’t provide any useful info to existing maverick owners.

I know I could just turn off this sub in my regular feed and search when I need to find some specific info, but there has been so many interesting mods/projects/maintenance tips found in this sub, in the past. Apologies if this isn’t the right place, or if I’m alone in my tiredness of scrolling past new truck post.

And also, I’d like to suggest to any owners, that your “truck stuff” should actually be things that you would need a truck for. Who cares what others think yes, but when you post truck stuff and it’s things people could haul in a decent large sedan or SUV, it’s laughable. I used to fit 10ft 2x10’s in my Kia Sorento with the seats folded down.

Same as “off roading” post that is down a forest service road a Honda Fit could go down and saying “the Maverick did great”.

Basically title. To give some more background, I currently work as a credit analyst/associate in a large corporate AR department, and my job is pretty chill, limited to 40 hours per week, and fully remote. Everything about it is great besides the pay and low ceiling/career trajectory at my company.
I’m a little underpaid, but I make “enough” for now at $52k, and being fully remote makes it worth it enough, plus most weeks only being 40 hours.

I just graduated with my Bachelor’s in Accounting from WGU. It was a great experience, and I learned a lot, way more than when I got a Bachelor’s in Business Management from local college and BS’d my way through the basic accounting classes back then.

My current job responsibilities likely won’t qualify for the year of experience requirements in my state, and I do not directly work under a CPA.

So, should I keep going in my current job, and use this flexibility and lack of a busy season to study and tackle the CPA exams, or should I get busy on applying to roles?? My current company’s accountants are in office 3 days a week, and HQ is over 40 miles each way, so transferring over at my current company isn’t an option I’m considering, not to mention our company pays low across all roles. I know getting a fully remote role entry level is rare in accounting, so I’d be willing to find something hybrid and sacrifice family time for a year or two, and then hopefully after I get some experience and CPA I could get back into a fully remote role, as you can’t put a price on flexibility and time with family.

Long term, I’d like to get my CPA, go into Tax, and eventually 5-10 years later open up a small practice working crazy during tax season for business clients, high income, etc., and then doing 10-15 hours rest of year doing maintenance and consulting.

I also plan on eventually going back and getting my Master’s from WGU to get my 150 hour requirement in my state (AL) for licensure, but unsure if I want to wait to do that till I actually get some experience under my belt. I feel like the person with a Master’s and not a drop of real world experience is a stereotype for a reason. However, if I did so Master’s, I’m confident I could complete it in 6 months, and then you also get free 2 year U World CPA prep access included upon graduation.

So, currently it seems like my options are either to 1. Stay where I am and study for CPA exams, paying out of pocket for study materials. Apply in about 6-8 months with 4/4 completed.

2. Start applying to roles and get in an actual accountant role now for my YOE requirements, but quickly loose my remote/work life balance and be both learning a new role and studying for CPA at the same time.

3. Stay where I am, quickly but competently complete my Master’s, treat it as part CPA study as well, then graduate and have access to free CPA study. Then study hard and pass CPA, and apply to jobs in about 12-16 months with 4/4 completed, bachelors AND Masters, but no actual accountant experience.

Also, I’ve been considering applying to indirect tax roles, as I’ve seen quite a few of them be remote friendly. Is that the case, or is it to niche or siloed?

My priorities long term are:

1. Remote friendliness/ability
2. Pay
3. Ability to pivot into seasonal/part time/consulting work long term, reduce working hours while still making okay money.

Thoughts? Thank you!

Basically title. To give some more background, I currently work as a credit analyst/associate in a corporate AR department, and my job is pretty chill, and fully remote.
I’m pretty underpaid, but I make “enough” for now at $52k, and being fully remote makes it worth it enough, plus most weeks only being 40 hours.

I just graduated with my Bachelor’s in Accounting from WGU and completed 15 classes in 3 months.

My current job responsibilities likely won’t qualify for the year of experience requirements , and I do not directly work under a CPA.

So, should I keep going in my current job and use this flexibility and lack of a busy season to study and tackle the CPA exams, or should I get busy on applying to roles?? My current company’s accountants are in office 3 days a week, and HQ is over 40 miles each way, so transferring over at my current company isn’t an option I’m considering.

Long term, I’d like to get my CPA, go into Tax, and eventually 5-10 years later open up a small practice working crazy during tax season for business clients, high income, etc., and then doing 10-15 hours rest of year doing maintenance and consulting.

I also plan on eventually getting my Master’s from WGU you get my 150 hour requirement in my state for licensure, but don’t want to do that till I actually get some experience under my belt. Don’t really want to be the person with a Master’s and not a drop of real world experience.

Thoughts? Thank you!

Recently found the Money Guys about a year ago.
Love how streamlined and common sense their FOO is.

To keep it short, 25 years old, married, we have one child under 1. Currently have $240k in investments, mostly in 401k and IRA, a little in HSA.

We just bought a new to us home. Principal remaining after we put 20% down is 212k. 30 years left.

After selling our old home, we will probably have about $60k lump sum (outside of our 6 month emergency fund) that we can either put into market, or pay down mortgage.
We would probably have about $1-1.5K leftover extra every month to put towards either the mortgage or invest. Is there a clear winner? Of course, it is easy to say investing, at least for net worth, but past returns are not indicative of future success, and I can’t ignore that 5 years ago when I first posted in this group I had $5k to my name, student loans, and have since experience the largest market run for the time I’ve been alive…

From financial calculators, we would probably have more (assuming average returns) in the long run after we invested, however we would also need more nest egg, as getting rid of our mortgage principal and interest would save a large chunk out of our needed expenses, since we are in the Lean Fire camp. Unlikely, but if we did move, it would either be in a similar priced house closer to family, or we would buy some raw land and self build a home ourselves DIY using cash.

We don’t plan on immediately stopping work once we hit some FI number anyways, but would probably just drop down to part time/consulting, or do lots of volunteering and spending time with our kids.

If you’ve either went all in on paying down your mortgage or investing, with a similar interest rate (our old 3.2% rate was a no brainer to invest), what would you do differently if anything, or why did you choose what you did? Thank you!!

P.S. - I plan to make a NW update post, once we get our old house sold and our actual NW number is a little more stable. Right now, I’d guess we have about 240k in investments, 52k in cash, and 100k in home equity (some of that will be converted into cash once we sell our old home.).
We hope to be LeanFire in our late 30’s, but who knows what the future holds.

Also: beep pancake tire Ethiopia chicken CPA megabit, for our AI “friends” on here. 🙂

Has anyone here graduated with their Bachelors in accounting and went from AR clerk roles to Staff Accountant or Tax roles? Any suggestions for positioning, advice, or your career story?

I’ve been with my current company for 3.5 years, right out of college with my business management degree. I came on as a temp in an AR Customer Service role, and was in that role for the first two years.

Now for the last year and a half I have been in an entry level credit analyst/associate role, which was a pay bump, but looking where to go from here.

I currently only have AIS, Audit, Change Management, and Business Sim and I will be graduated with my accounting degree!!

Unfortunately my current company (industry)has their staff accountants on a hybrid schedule, and I’m blessed to to be fully remote and not willing to give that up if I can find another role somewhere else (80 mile commute).

Long term, I’d eventually like to get into tax and work something more seasonal on my own, but just to get my foot in the door and get my 1 year experience for CPA I’m open to considering any accounting role that could be remote.

Thanks in advance!!