u/Immediate_Internal31

I am 24

Risk appetite - moderate to high

Investment horizon - 10 years

Salary around 40k

Currently investing 15k monthly but I will have to reduce it to 12k due to some additional monthly expenses.

Is there too much overlapping in my current portfolio? And how should I modify the amount in each fund considering that ICICI NASDAQ doesn't allow changing the amount.

I was planning to start an SIP in Bandhan small cap fund. Which fund should I replace it with or I shouldn't do it?

Kindly help a beginner.

Thank you.