▲ 0 r/ask

What to do after accounts are maxed out?

I wasn’t sure where to post this question, this subreddit has millions of people so I’m sure at least a couple people can relate and give advice.

25M: I have 12 months of emergency savings in a HYSA, First time ever maxing out my Roth IRA and 401(k) match. I have a brokerage account but I’m not necessarily trying to put all my money into another investment account.

No debt/loans either besides my monthly credit card balance.

I want to start creating multiple income streams from either starting a YouTube channel or starting a boring business like lawn care, power washing, moving furniture, etc. - starting a YouTube channel about my journey of starting a boring business?
maybe even start saving up for a down payment and getting into real estate

Those are some ideas I have brainstormed, not sure if that’s the correct path to go down or if there’s a better route to take, any advice would be greatly appreciated

TMI: my excess money is going towards golf and the casino which is so fun but in reality I’m wasting my money.

reddit.com
u/Important-Shoe8820 — 1 day ago
▲ 177 r/RothIRA

Finally hit $1000 in all time returns!

I didn’t start investing heavily and frequently until 2024 but it’s a milestone for me that I am proud of and wanted to share!

u/Important-Shoe8820 — 3 months ago