I am leaving for Las Vegas on October 24th. I am seeing a ton of stir about canceled or delayed SC flights. I have a big concert the same night as arrival (I know, stupid, but my father persuaded me to do it). It is a morning flight with departure before 8 am. Has there been any historical cancellations recently? Or delays more than 2 hours?
For context, I have been living in my apartment for 3 years now. I reached out to management to see if there was any way that I could hire someone to come do a deep clean of my carpets because they were just getting gross and compacted and my bissell only does so much.
They told me that they could have their team come in and do a deep clean and a carpet lift to make it fresher for free. I agreed. They came today, and I regret agreeing to it. They were in and out in 20 minutes (I have a 950 sf apartment). I found this odd as I spend that amount of time doing just my hallway (maybe I am crazy for that?)!
Though I am grateful they had someone come in, I also feel it was such a waste of time. I had to take the day off, I rearranged my entire place, stacked my stuff up on my bed, couches, etc. Just to have them do a quick pass…
Is this normal? For those who hired a cleaner, do they actually take their time?
For context, I have a 2017 Nissan Altima SV with about 81k miles on it. Minnesota resident. I already know I overpaid for this vehicle - oh well.
About two weeks ago, my car was pattered with hail. There is now just under 200 hail dents on the car (per the insurance adjuster). I pasted the general scope of work below. The claim is up to $4,440. I am quite positive that if I bring this to a pdr shop they are going to total the thing out...
I owe $11,900 on it. I have a year and a half left on my dealership warranty. Even though I have gap insurance, from what I have read, I would still owe about $3,500 out of pocket after its all said and done (please correct me if I am wrong).
I like my car, and it is in immaculate condition otherwise, so I would like to keep it. I would have to get a rebuilt title, and I would still owe about $3,500 on the car (just significantly less), and have a higher premium (from what I am reading insurance rates increase about 40% on salvaged car titles?)
Questions are: If you were in my position would you bring it to a shop and have them supplement the damages? Would you fix all of the damage (most can't be seen unless you really look for it)? How much would my insurance rates increase if they did deem it a total loss (Progressive insurance).
This is my first insurance claim. I usually deal with home claims in my profession, but this is a whole different ball game.
Scope: