For context, I am in my second year of college, I did good my first semester, not so good my second and third semester (passed all my classes but had C's and B's, my mom expects all A's) and then my mom made me move back home and complete my fourth semester at a local university. Before this semester started, my mom and I agreed that I didn't do well in my previous two semesters because I was depressed, I told her I did not feel any better and feared I would do worse if she made me take classes this semester and really ruin my GPA as I had no motivation or energy to do the work. All I was asking for was a gap semester and some counseling. She made me take on a full time class schedule anyways, even sitting in my meeting with my advisor to register. It is now the end of the semester, and my grades have gotten worse just as I said they would, along with my mental health.
Here's where I think she may be stealing from me. She's been paying for my school since I only saved up enough money to pay for my first payment of my first semester (about 5k) then lost the job I had lined up in my college town and was unable to find another one to pay any other payment for that or and subsequent semesters. I currently work on weekends but it has always been agreed that my mom is paying for my school (about 2.6k for this semester). Just today on the last day of the semester she decided I would be paying her back since my grades aren't satisfactory and took $700 from my bank account without telling me, I only had about $950 in there to begin with. I plan on opening a new account she won't have access to either today or tomorrow so this doesn't happen again but I wanted to know if she had any right to do that or if I'm actually obligated to pay her another $1900.