Inheritance Check No Bank Account
Hi everyone. I am about to receive a check for $28,000, from my grandfather's estate (it has already gone through probate and stuff, now I'm just waiting to receive it in the mail). The check is made out to me. The problem is that I do not currently have a bank account.
Obviously I am going to open a bank account, but worry that the bank will think I'm suspicious because I'd be opening the account to immediately deposit the inheritance check. I know a large check is going to have the typical "7 day hold" placed on it to verify funds, which is fine, I guess I'm just worried that a bank won't let me open the account and deposit such a large check because I don't have "history" with them, if that makes sense.
The check is from Truist, by the way. Idk if it'd be easier to open an account and deposit the check with them (since it is a Truist check). Would that make it easier, would it be less of a hold on the check if I deposited into an account at the issuing bank? I just don't know.
I have never done this before because online banking through Cash App was so easy and quick that I've just stuck with Cash App for my paychecks and stuff, so any advice is appreciated! 🙂