u/ImprovementLimp1568

Hello all! Requesting a credit card recommendation based on the below info. I'm trying to travel a ton the next few years (domestic and international). I'll need to plan around my work project schedule, so I'm looking for a card I can maximize my points or miles rewards with on my own schedule. Cards opened in 2025 were on a whim (that's another story), so they don't necessarily reflect my brand loyalties.

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* Wells Fargo Autograph, $12,000 limit, 7/2023

* Amex blue cash everyday, $1,000 limit, 3/2025

* B of A Cash rewards, $9,500 limit, 12/2018

* B of A Spirit World Elite, $14,200 limit, 2/2025

* Home depot/Citibank, $2,000 limit, 1/2025

* Capital One Venture, $10,000 limit, 3/2024

* Michaels/Comenity, $850 limit, 2/2025

* IHG Premier/Chase, $18,000 limit, 2/2025

* Southwest Plus/Chase, $9,700 limit, 3/2025

* FICO scores with source: Experian 780, Equifax 807, Transunion 780

* Oldest credit card account age: 7 years

* Cards approved in the past 6 months: 0

* Cards approved in the past 12 months: 0

* Cards approved in the past 24 months: 6

* Annual income $: $120,000

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: Yes

* Estimate average monthly spend in the categories below.

* Dining $: 250

* Groceries $: 300

* Gas $: 50

* Travel $: 500 (flights), 400 (hotels), 100 (transportation)

* Using abroad?: No

* Other categories or stores: Internet, car insurance, clothes shopping (secondhand)

* Other spend: Gym membership (not a large chain), Spotify subscription

* Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

* Big bank customer: Chase, Wells Fargo, American Express, Bank of America

PURPOSE

* Purpose of next card: Travel Rewards

* Travel rewards preferences: No

* Cards being considered: Capital One, Chase, American Express- open to larger annual fee if it makes sense. Not trying to change my spending habits to justify the annual fee