u/Independent-Log3092

[27M]

Total Debt:

• STUDENT LOAN: $16,903.75 (6 accounts at roughly 4%) (1/2 way in 4 year after graduation)
• CREDIT CARD: $5,000 @ 0% APR through November 2026

Total Money:

• CHECKING: $11,499.46
• SAVINGS: $5,889.44
• SAVINGS: $1,600
• HYSA: $10,127.20
• HSA 1: $530
• HSA 2: $500
• 401K: $16,945.85

TOTAL: $47,091.95

I bring home roughly $5k after taxes per month. Rent costs $1300 and car $400

Question:

Should I pay off my student loan and credit card now, or let them go as far as I can? Obviously i will pay my CC off by november in full before the 0% changes. I want my SL paid off, but would it be wise to put my money else where?